Terms Of Service

Welcome to StackedCapital. Please read these Terms of Service (“Terms”) carefully before using our website, booking a consultation, or engaging with our funding guidance services. By accessing or using any part of our services, you agree to be bound by these Terms.

1. No Financial, Legal, or Tax Advice

StackedCapital is not a financial advisor, credit repair organization, legal service, lender, or tax advisor. Any strategies or recommendations shared are for informational and educational purposes only. All financial decisions are your own, and we strongly encourage you to consult with a licensed professional before taking action.

2. User Responsibility

You are solely responsible for any actions taken based on the funding pathways or guidance offered during our consultations or content. This includes—but is not limited to—applying for credit cards, lines of credit, business funding, and any representations made to banks or financial institutions.

StackedCapital is not liable for any consequences, including but not limited to damage to your credit score, bank account closures or bans, denied applications or inquiries, fee accumulation or interest penalties, or account reviews and shutdowns by financial institutions

3. Ethical Use of Our Information

Our services are intended to support honest business owners and entrepreneurs in discovering funding options. Any misuse of our guidance to engage in fraudulent, misleading, or deceptive activity, including but not limited to misreporting income or kiting credit lines, is strictly against our values and outside the scope of our responsibility.

4. Fees and Payment

StackedCapital charges a fee only after delivering value by helping you identify viable funding strategies. This fee is for our time, insight, and access to resources, not for guaranteeing any outcome or approval. We do not receive commissions or compensation from financial institutions unless explicitly stated.

5. No Guarantees

While we aim to help you access optimal funding, we do not and cannot guarantee specific amounts, approval timelines, interest rates, or financial institution decisions. All funding decisions are made by the respective banks, credit unions, or financial providers.

6. Dispute Resolution

If you have a concern, we encourage you to contact our team first so we can address it quickly. In the event of a dispute, both parties agree to resolve matters through informal negotiation or arbitration rather than public legal action.

7. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the “Effective Date” and notify users via email or website banner. Continued use of our services indicates your acceptance of those changes.

8. Contact Us

For any questions, concerns, or legal inquiries, please contact: 📧 support@stackedcapital.co

Effective Date: 01/01/2025